See what your BA pension is worth
Use our online Pension Calculator to see what the standard pension benefits you've built up
working at BA. Then run your own quotes to see the different options you have. Save as
many online quotes as you like, without obligation. Remember - pensions are taxed as
income. Your choice between annual pension and lump sum will determine your annual pension
income. Consider this alongside any other income you have from work or other pensions,
including the State Pension.
Decide when to retire
Your BA pension is designed to be taken when you reach your 'Normal Pension Age'. You can
take it earlier but the amount you get will be lower, as we'll be paying it for longer.
See the impact by running pension quotes with different pension start dates.
Get financial advice
Deciding how to take your pension is one of the most important decisions you’ll make. We
recommend speaking to an independent financial adviser (IFA) authorised by the FCA.
MoneyHelper can help you to find a retirement adviser with their retirement adviser
directory.
MoneyHelper provides impartial help, backed by
government and is free to use. You'll get clear money and pensions guidance, and pointers
to trusted services if you need more support.
If you have additional voluntary contributions (AVCs) or other defined contribution (or
money purchase) pensions elsewhere and are over age 50, Pension Wise from MoneyHelper
offers free, impartial guidance about your options in relation to your AVCs.
If you have saved AVCs with BA Pensions, you will need to receive guidance from Pension
Wise about using your AVCs, before applying to take your pension.