My children get

Your Dependent children can receive allowances on your death.

  • If you die, the allowance will be one-sixth of your pension in payment or one-sixth of your deferred pension at date of death.
  • Your children qualify up to the age of 16 or up to the age of 23 as long as they are in full-time education/vocational training (or in the case of a child who is seriously incapacitated, for as long as they are unable to earn a living up to age 23). Allowances are usually paid to the surviving parent or legal guardian until a child reaches 18 years of age.
  • Only two allowances are payable. However, the Trustee can spread the payments to more than two children if applicable. For example, if you have three Dependent children, allowances of £1,800 a year each payable to two children would be split into allowances of £1,200 a year payable to three children.
  • If you paid for an Adult Survivor's pension but no such pension is payable on your death, each children’s allowance will be trebled for the period you have been paying for Adult Survivor’s pension cover.

Was this page useful?