Your questions
- What are the basic features of New Airways Pension Scheme (NAPS)?
- Which Scheme am I in?
- How much pension will I get?
- What is Pensionable service?
- What is Retiring pay?
- What is Pensionable pay?
- What is my Normal retirement age?
- How much does it cost?
- What are the special contribution arrangements for members who earn below a certain amount?
- What are the pay thresholds used to calculate the special contribution arrangements?
- What level of pay is used to test against the lower and upper pay thresholds?
- Will the pay thresholds change?
- I qualify for the special contribution arrangements now but what happens if I receive a pay increase?
- Is the money in the pension fund safe?
- How are the Pension Schemes managed?
- Who controls the pension funds?
- Can I take a tax free Lump sum?
- How can I increase my pension?
- What are the Build up rates I can elect under Final Salary and what are the contributions?
- Can I change the Build up rate of my pension?
- What are AVCs?
- What are normal AVCs?
- What are SmartAVCs?
- When can I, and how do I, change my AVCs or SmartAVCs?
- Can I stop paying SmartAVCs at any time during the year?
- What if I marry or have children?
- What if I have a partner?
- What happens if I divorce?
- What happens if my civil partnership ends?
- What happens if I leave?
- What happens if I retire early?
- What if I die in service?
- How does working part-time affect my pension?
- How does temporary part-time working (TPT) affect my pension?
- What if I fall ill and can no longer work?
- Are there any special arrangements/options if I only have a short time to live?
- What are my choices if I work beyond Normal retirement age?
- Where can I get further information?
- What alternative pension arrangements are there?