Can I stop paying SmartAVCs at any time during the year?
No - you can only start, stop or change your SmartAVC amount once a year, currently during September to take effect from 1 October.
In a few special circumstances it may not be possible for you to stay in SmartAVC (for example, if you go on maternity or paternity leave or you go on unpaid sick leave). If you cease to qualify for SmartAVCs for these reasons, or any of the other reasons set out in the SmartAVC Factsheet, then your SmartAVCs would revert to normal AVCs. The additional NI saving amount from BA would not then be credited to your AVC account. You would automatically be re-enrolled in SmartAVCs at the first opportunity upon returning to work.
The full terms and conditions for SmartAVCs are contained in the SmartAVC Factsheet on the BA intranet.