I pay
You pay a percentage of your Pensionable pay into the Pension Scheme, which is deducted automatically from your monthly or weekly salary. You get tax relief on whatever you pay into the Scheme. If you pay your Scheme contributions via BA's salary sacrifice arrangement - SmartPension - you also get National Insurance contributions relief).
In APS, you pay a standard rate of 7.25% (Ground Staff) or 8.50% (Flying Staff) of your Pensionable pay.
Flexibility in what you pay
Adult Survivor's pension
The standard pension package includes a pension for your spouse or partner or qualifying Pensionable Dependant when you die. If you do not want this cover, you can choose to pay 1.5% less.
Put more on top of your BA pension
You can top up your retirement income by making additional payments called Additional
Voluntary Contributions (AVCs).
