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APS members:


I pay

You pay a percentage of your Pensionable pay into the Pension Scheme, which is deducted automatically from your monthly or weekly salary. You get tax relief on whatever you pay into the Scheme. If you pay your Scheme contributions via BA's salary sacrifice arrangement - SmartPension - you also get National Insurance contributions relief).

In APS, you pay a standard rate of 7.25% (Ground Staff) or 8.50% (Flying Staff) of your Pensionable pay.

Flexibility in what you pay

Adult Survivor's pension

The standard pension package includes a pension for your spouse or partner or qualifying Pensionable Dependant when you die. If you do not want this cover, you can choose to pay 1.5% less.

Put more on top of your BA pension

You can top up your retirement income by making additional payments called Additional Voluntary Contributions (AVCs).


Register for electronic notifications

If you are an APS or NAPS Member, Pensioner or Dependant pensioner, you can sign up to receive electronic notifications from British Airways Pension Services Ltd when general publications become available on this website, instead of receiving them by post. Simply click on the link and follow the on-screen instructions to register.

If, in the future, you change your email address or decide that you wish to revert to receiving paper copies you can also use this link to update your preferences.

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