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APS members:

What I get from my AVC account

The value of your Additional Voluntary Contributions (AVCs) account will depend on:

At retirement, your AVC account can be taken as extra Lump sum or used to buy pension benefits.

Currently AVCs can be taken as cash up to 25% of the available Lifetime Allowance, even if you started paying AVCs after 8 April 1987.

Alternatively, AVCs can be used to buy extra pension, either from BA Pensions or you can use the Open Market Option to buy an annuity from an insurance company of your choice. Details will be provided at retirement on request.

What happens if I leave?
What happens if I die?
 AVC form

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Registered in England (No: 3123736)
Registered office: Whitelocke House, 2-4 Lampton Rd, Hounslow, Middx. TW3 1HU

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