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APS members:


I'm changing jobs

If you move from Flying Staff to Ground Staff or vice versa your Normal retirement age, pension Build up rate and pension Contribution rate will change.

Before you change occupations you have two choices.

  1. Keep aside the APS pension that has built up for the Pensionable service in the old occupation. Then start a separate pension in the new occupation. The new pension would be in the NAPS Scheme not the APS Scheme.
  2. Convert your previous Pensionable service to Pensionable service in your new occupation. Your previous Pensionable service will be adjusted to reflect any differences between the Build up rates and Normal retirement age.

If you change from Flying Staff to Ground Staff at or after Normal retirement age you can:

  1. convert your Flying Staff service to Ground Staff service in APS or
  2. take a pension for your Flying Staff service and draw this straight away or defer it until you finally retire. You can start building up a pension in NAPS for future service.

Normal Retirement:

  • Ground Staff - Age 60
  • Flying Staff – Age 55
Flying Staff
Contribution rate (% of Pensionable pay) Build up rate  
  8.50% 52

Ground Staff
Contribution rate (% of Pensionable pay) Build up rate  
  7.25% 56

NAPS Build up rates

If you start a new pension in the NAPS Scheme, the following Build up rates/Contribution rates apply:

You can currently change rates once a year on 1 October by completing the NAPS options form.

All Staff – Plan 65
Build up rates Default rate
1/75
Faster build up option
1/67
Fastest build up option
1/60
Contribution rate from 1 October 2010 3.75% 6.00% 8.25%
Contribution rate from 1 October 2011 5.25% 7.50% 9.75%

All Staff – Plan 60
Build up rates Default rate
1/75
Faster build up option
1/67
Fastest build up option
1/60
Contribution rate from 1 October 2010 7.00% 9.25% 11.50%
Contribution rate from 1 October 2011 8.50% 10.75% 13.00%

All Staff – Plan 60 plus Option 55
Build up rates Default rate
1/75
Faster build up option
1/67
Fastest build up option
1/60
Contribution rate from 1 October 2010 16.00% 18.25% 20.50%
Contribution rate from 1 October 2011 17.50% 19.75% 22.00%

The contribution rates shown in the tables above are inclusive of the 1.5% contributions for Adult Survivor's pension cover. Contributions in respect of Members who do not pay for the Adult Survivor's pension cover will be 1.5% lower than the rates shown.

 


Register for electronic notifications

If you are an APS or NAPS Member, Pensioner or Dependant pensioner, you can sign up to receive electronic notifications from British Airways Pension Services Ltd when general publications become available on this website, instead of receiving them by post. Simply click on the link and follow the on-screen instructions to register.

If, in the future, you change your email address or decide that you wish to revert to receiving paper copies you can also use this link to update your preferences.

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